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IC System is a collection agency based just outside of St. Paul, Minnesota, which has been owned by the Erickson family for 80 years. Given the fact that IC System is family-owned, the Erickson family has the privilege to run the company with morals and ethics in accordance with their family values with respect to the way in which it deals with its patients and the way in which it goes about collecting debts.

Patients who happen to have their debts transferred to IC Systems need not fret if he or she receives a call from a collection agent of the company because protocols have been set up so that its collection agents will handle calls to patients in accordance to the family values of the Erickson family and pursuant to the guidelines set out by the Fair Debt Collection Practices Act. Specifically, collection agents’ calls are monitored and are reviewed by a separate team of IC System employees and executives to ensure that collection agents adhere to such guidelines. IC System also incentivize the values of the company by handing out the Core Value Award to employees who exhibits such values. An example of a Fair Debt Collection Practices Act guideline is that collection agencies must verify the identity of the person who they are speaking with by verifying the individual’s first and last name before a discussion of more sensitive information as to a patient’s account may be discussed. (gazetteday)

Another way an individual may encounter IC System is by finding out that IC system has appeared on the individual’s credit report. If the reporting is in errors, the individual may directly contact IC System, who will initiate an investigation to look into the matter to determine the debt’s legitimacy. Thereafter, if it is proven that it is in fact a mistake, IC System will remedy the problem in a way that the individual will find to be satisfying.

 

After beginning with a small business making cartons, Roberto Santiago in a single step grew into an entrepreneur of impressive stature. Building a massive shopping center required that Roberto used the lessons obtained from his original business venture. Since that business was regarded as a success, he had the confidence to aspire towards something greater. That something greater turned into the colossal Manaira Shopping Mall. Situated at the capital of João Pessoa in the Brazilian state of Paraíba, the Mall is a rare development. It literally has something for everyone, Manaira is more than just a shopping mall, it offers a combination of leisure activities, food and serves as an entertainment hub.

 

In 1989, when construction started, no one except, Roberto Santiago had a sense of what the Manaira Mall would become. The mall was built in his hometown, Roberto was born in 1958 and grew up in João Pessoa. Since Brazil is his primary residence, he never desired to live anywhere else. After attending Pio X-Marist College and the University Center of João Pessoa, Roberto Santiago immediately put his college education to work. He applied his degrees by developing a string of businesses in succession. Besides the carton manufacturing company, he also started selling gift items and created a home utilities company.

 

Since, its inception the Manaira Mall has developed into a focal point of daily life for Brazilians. There have been several upgrades and new buildings added throughout the years. One of the most significant additions was the entertainment complex, Domus Hall. At sunset, the hall transforms into a central concert home, it has hosted several headlining music festivals. It’s not just exclusive to native Brazilians, Domus Hall welcomed several internationally recognized recording artists. And the hall is available as a rental venue for private events.

 

Roberto Santiago acted on his visionary curiosity, to create a superior complex for shopping and entertainment. He continually strives to make the mall better and in the area of convenience Roberto also added an art college and a state-of-the-art cinema, complete with the latest innovations in sound and movie picture quality.

 

 

Dr. Dov Rand received his Medical degree from Howard University. He interned at Saint Barnabas Medical Center and completed his residency at Albert Einstein Medical Center. The last 15 years Dr. Rand has been practicing as a physical medicine and rehabilitation specialist.

 

At his clinics, the Healthy Aging Medical Centers Dr. Rand works to minimize the effects of aging through integrated therapies. An example of an integrated therapy would be a weight loss program that includes a regimen of diet and exercise combined with supplements delivered intravenously to speed up the metabolic process. Both the physical and emotional causes of weight gain are addressed at the Healthy Aging Medical Centers.

 

Dr. Dov Rand believes that patient education is the key to positive treatment outcomes. He is equally committed to continuing his own education. He makes personal research and studying the latest innovations in regenerative medicine a part of his daily routine. By understanding how aging affects the body and how Dr. Rand’s treatment program counters those effects patients will be more likely to commit to the program.

 

One of the consequences of aging is a decrease in hormone levels. Hormones help to regulate the body’s systems. For example, when hormone levels drop too low the digestive system can stop functioning properly. This is why Dr. Rand offers hormone replacement therapies. Maintaining proper hormone levels enables the body to better heal itself and can counteract symptoms like depression and insomnia that can often be the result of a major illness.

 

The hormones that Dr. Rand uses are bioidentical. Bioidentical hormones more closely mimic the body’s natural hormones and tend to have fewer negative side effects than synthetic hormones.

 

As men age, they may experience erectile dysfunction. Besides the inability to perform sexually erectile dysfunction has other symptoms. These symptoms can include fatigue, weight gain, and stress. As with many of the conditions that Dr. Rand treats E.D. can be managed with hormone replacement and lifestyle changes. Regardless of what they are being treated for, lifestyle changes are essential if patients were to get the full benefit of their treatment plan.

 

Many natural calamities have left many families devastated all over the world. Their aftermath is very distressing and only the victims can live to tell. Recently, there has been hope for victims of these tragedies. In Dallas, a company known as Stream Energy has been of great assistance to the victims of disasters like Hurricane Harvey. According to the company’s management, their primary objective is to offer corporate philanthropy. The company has therefore started a charity foundation called Stream Cares.

Stream Cares

The company has offered corporate aid for over ten years now. With the launch of Stream Cares, Stream Energy is hoping to be more philanthropic to the victims of calamities. In the past hurricane attacks, Stream has provided a lot of aid, especially through funding. Not only does the company donate funds but also provide essential materials which are required for disaster aid. The good thing with aid from Stream America to the community is that clients do not have to give anything in return since Stream Energy Company depends on royalties. After all, Stream Cares was started using the company’s funds from direct energy sales which with time enabled adequate networking amongst the Stream Energy Company and its clients.

Stream Cares has all along been of great help to the Dallas community. It has offered various services like mobile phone programs and virtual doctors and many others. On top of this, both its residential as well as corporate services have been very reliable. Among the key projects that have been carried out by Stream Cares was during the Texas tornado in 2016. They participated magnanimously and with enthusiasm ultimately saving many lives. The calamity which happened on Boxing Day was very devastating, but Stream crew instilled hope in the victims.

Stream Energy Staff

The Stream Energy staff members are very dedicated and are always happy to assist in such scenes. They passionately and happily do what they can to save lives. Currently, they are aiming to elevate the lives of those in Texas and Dallas and also has hopes to spread its wings of philanthropy all over the world in the near future.

http://www.stephenvilletexas.org/list/member/stream-energy-the-toles-group-3912

Many investors try in vain to find consistent investment opportunities. One huge fund manager, however, has been able to discover ways to profit in all types of market conditions. That hedge fund leader, Sam Adrangi, has been known as one of the most astute short sellers on Wall Street.

So who is Sahm Adrangi? Mr. Adrangi is a founder and managing principal at Kerrisdale Capital. Since 2009, Mr. Adrangi has used the firm to help his clients find short selling opportunities. With starting capital of about $1 million, Mr. Adrangi has been able to build up fund to over $150 million dollars of assets under management.

The key to Mr. Adrangi’s success has been his dedication to research in finding short selling opportunities. When Mr. Adrangi finds a stock which he believes his overpriced, he shares that information on his website as well as social media. Recently, Mr. Adrangi has shared his research on Sage Therapeutics and Proteostasis Therapeutics.

Sahm Adrangi first rose to fame when he exposed a number of fraudulent Chinese companies almost a decade ago. Some of the Chinese companies exposed included China Marine Food Group, Lihua International and China-Biotics. Mr. Adrangi’s research was not only able to protect shareholders from investing in these companies, it was also able to help Mr. Adrangi’s clients profit on the short side of these trades.

Over the years, Kerrisdale Capital has been known to specialize in certain sectors where Sahm Adrangi holds some special expertise. One of those sectors is the Biotech industry. Some of the biotech companies covered by Mr. Adrangi include Bavarian Nordic, Zafgen, Unilife, and Pulse Biosciences. Also, Mr. Adrangi has made a name for himself covering the mining sector with extensive research done on Northern Dynasty Mineral and First Majestic Silver.

In addition to his short coverage on various companies, Sahm Adrangi also has experience as an activist investor. Recently, Mr. Adrangi led a proxy contest to replace several directors on the board of Morgans Hotel Group. Sahm Adrangi graduated from Yale University with Bachelor of Arts in Economics.

http://www.worth.com/qa-short-seller-sahm-adrangi/

Mike Baur, a Swiss based entrepreneur and businessman, is also the co-founder and managing partner of the Swiss Startup Factory. Baur has more than 20 years of banking service in the Swiss banking industry. One of his prime responsibilities at the Factory is fundraising and then dispersing funds during the fundraising rounds.

 

Baur’s educational background includes earning a Master’s of Business Administration (MBA) from the University of Rochester New York and an Executive MBA from the University of Berne. His employment background includes more than twenty years with Charles Leu and Sallfort Bank.

 

The Swiss Startup Factory is an accelerator program based in Zurich, Switzerland. The Factory helps entrepreneurs focusing on the digital industry and provides opportunities to help establish them in the market place. The Factory offers a three month start-up program including the resources necessary such as office space and an entrepreneurial network. The program guides entrepreneurs and start-up’s a professional platform that takes them through a business driven program including establishing ambitious milestones.

 

Mr. Baur left the banking industry to begin investing in start-up companies. He decided he could do a much better job of assisting entrepreneurs and their start-ups through an official entity rather than just on his own. He works closely with the entrepreneurs offering real world experience and advice and helps them set the right course for their own success. His vast background of experience gives him a unique insight into what it takes to succeed.

 

Baur believes it is imperative to guide young entrepreneurs through the start-up process. It is easy to become discouraged and leave the project behind, but it is important to the economy and the community at large to help create new business that is successful in their endeavors. Baur provides not only his advice and experience, but also his encouragement. He shows entrepreneurs how to take a failure, no matter how large or small it may be and analyze it and make it right. He knows firsthand that often times dealing with something seen as a failure or a miscue in the process often ends up being a greater success.

 

As part of his work with the Factory, Baur led a partnership drive with CTI Invest and became the Deputy Managing Director of the entity. Baur also helped establish a partnership with Goldback Group, as well as Fintech Fusion. This further demonstrates his wide range of practical experience and knowledge base.

 

 

Jason Halpern: Real Estate Entrepreneur

JMH Development is one of the biggest developers in real estate to do business in the state of New York. Founder and Managing Partner, Jason Halpern, knows what it means to come from a long line of successful real estate developers. Having come from a family with more than 50 years of experience in real estate development, Halpern has a reputation to uphold for managing and constructing some of the top real estate in the country. Halpern has been involved in the building and construction of millions of apartment buildings, commercial buildings, and residential apartments as well. While a majority of Halpern’s development has been focused on Class A commercial buildings, Halpern has continued to put his time and effort into what is considered luxury real estate development.

 

Jason Halpern is a foreward thinking developer, and he has also been responsible for assisting in the development of historically significant properties that are also a significant part of history. Halpern’s greatest lesson from his family over the years has been to respect the community in which you work, ensuring that your work is consistent with the area around you and speaks to those who live in the community. This is one of the many guiding principles that Halpern has been able to focus on, and it has impacted him for the long-term in his approach to each development as he draws up the strategy.

Jason Halpern Real Estate Partner at Aloft Property

Outside of Halpern’s laser focus on his development firm, he also believes that it is critical to get involved in the community too. One particular cause to which Halpern is drawn is the Joel A. Halpern Trauma Center, located in West Chester, New York. This medical center is completely dedicated to urgent cases including open-heart surgery, emergency neurosurgery, orthopedic surgery cases, and trauma related to cases with severed or severely injured limbs. Burn victims are also an important part of the cause for which Halpern continues to focus on development in the city of New York.

Jason’s Working Network

Lastly, Halpern isn’t just the developer that has a passion for the medical side of a development, but he is also involved in endeavors that make clean water possible in places where water is not plentiful.

 

The fashion industry is a serious one and especially considering the stiff competition. However, Don Ressler and Adam Goldenberg have combined fashion and fun to make it big in this industry. Their knowledge in the business enables them quickly spot trends and develop industry leading brands.

 

At age, Adam founded his first company Gamers Alliance which he sold three years later to Intermix Media, the mother company of MySpace. He quit high school and started following Intermix Company where he was the Vice President of Strategic Planning.

 

He became the youngest COO of a publicly trading company at age 20 when he was raised to be the Chief Operating Officer of Intermix. At this time, Don was an entrepreneur and brand building specialist and sold his company, fitnessheaven.com, to Intermix in 2001. He was successful in his endeavors and through sales, he was able to generate $1 billion and raise other $100 million capital for various internet companies.

 

Their Companies

 

The two became fast friends, and by the time News Corporation absorbed intermix in 2005, the two started their business. Intelligent Beauty was the company the duo started in 2006 which was an e-commerce brand incubator platform. They started several brands as health and beauty market leaders. They later felt it was time to start a more personalized shopping experience that would live online. They wanted to merge their social media with a cutting edge fashion but make it available at an affordable price.

 

Birth of JustFab

 

The pair worked hard on expanding Intelligent Beauty and set out on creating a personalized platform, hired style designer and consultants as well as building an attractive and affordable subscription model. The conceptualization gave birth to JustFab, a fashion and style community where members can receive shoes, handbags and personalized accessories for only $39.95 monthly.

 

JustFab is a parent company to many other membership-based fashion companies including Fabletics, ShoeDazzle, and FabKids. However, mid last year, the company changed its name from JustFab Inc. to TechStyle Fashion Group.

 

According to the company’s co-CEO Adam Goldenberg, the initial intention was to create a business where people shopped for trending fashion at an incredible price. The company had achieved that and had more so transformed into a brand-building platform. The new brand name was a way of capturing everything JustFab had become.

Adam Goldenberg, the co-CEO of JustFab is now changing the name that company to TechStyle Fashion Group. According to Business Insider, Goldenberg felt the name change was necessary because his company was looking to make strides in customer service improvement, and was incorporating big data usage in the customer experience as well. So TechStyle is now starting to become the bridge between fashion shopping and the latest technology developments. Goldenberg and his co-CEO Don Ressler had originally built the company to be for online shoppers, but they’ve seen the benefit of traditional stores where customers can try on the clothing, so there are now stores open in various locations in the US, and Goldenberg and Ressler plan to open more in the near future.

 

Before Goldenberg started this billion-dollar fashion gig, he was working for the parent company of MySpace. He had become a self-made businessman when he was only 15 years old, founding the company Gamer’s Alliance. Intermix Media, the MySpace company had become interested in it and they saw just how special Goldenberg’s talent was. So when he was only 20 years old, he became the company’s chief operating officer, the youngest ever to serve in that position on a publicly-traded company.

 

Adam Goldenberg became friends with another entrepreneur whose company had been bought out by Intermix Media, Don Ressler. Ressler and Goldenberg began to bounce business ideas off of each other, and soon they started founding several marketing brands while working for Intermix Media. These brands became pretty successful and soon MySpace was generating revenue. Unfortunately, News Corporation who bought out Intermix Media in 2005 didn’t take any interest in Goldenberg and Ressler’s companies, so the two men decided that year to leave the company. MySpace was in the midst of a boom that year, but in the long run this would pay off for the two men.

 

Goldenberg and Ressler had been exploring the health and beauty industry, and they started distributing products under a parent company called Intelligent Beauty. In 2010, they got into fashion and started up JustFab, which would later become TechStyle. JustFab became quite a hit in the fashion community with all the functions it hosted and the ideas that reached the ears of celebrities, most notably Kimora Lee Simmons and Kate Hudson who both adopted the company’s fashion line. JustFab also received venture capital funding from several companies including Josh Hannah’s Matrix Partners. Today JustFab runs not only in the US, but has several partners around the globe. https://angel.co/adam-goldenberg

Founded in 1951, Eucatex made history as the first company in Brazil to use eucalyptus tree products as raw materials in the manufacturing of panels and plates. The company on segs.com mainly serves civil construction practitioners and companies. Eucatex established its first Salto-based production plant in 1954. The plant produces acoustic sheets, insulation sheets, soft sheets, and acoustic linings.

After Maluf’s election as president, the company also established another production plant in Salto. Flavio Maluf is a mechanical engineer whose leadership skills are instrumental in the growth of Eucatex. He also seats in the company’s executive board. Maluf attributes his leadership skills to the MBA he acquired from the New York University. Eucatex Group as a Brazilian company excels manufacturing and selling of wood products on mundodomarketing.com. The company recently established another production plant in Botucatu to increase its productivity.

As the president, Flavio Maluf focuses on the company’s investment strategies. Once he became the president, he adopted a modernization approach of leadership. He believes that success and perfection in leadership rely on a person’s aggressiveness. Flavio Maluf is keen on business opportunities. He is ambitious about his professional career and believes that Eucatex will excel in the Brazilian wood manufacturing sector.

Maluf‘s Personal Life

Besides serving as Eucatex’s president, Flavio Maluf also dedicates a portion of his wealth and time to charity work. He attends charity events and volunteers in local community activities. He values helping others to meet their desired goals. His philanthropic endeavors support several community-based and non-profit organizations in Brazil. Maluf believes that the only way the community can grow is through the charitable contributions that people make. He recently donated cash to help develop Idio Carli Hospital and Maternity at http://eleicoesepolitica.com/vereador2016/vereador/MG/41114/43123/. The money aided in the advancement of the health facility for it to accommodate more patients.

He married Jacqueline de Lourdes Coutinho Torres in 1986, and he has three children. His eldest child is a chemical engineer and his second born is a business administration graduate. His last-born is aspiring to study engineering in England. Maluf is also active on social media sites such as Twitter and LinkedIn. He uses these sites to keep in touch with his company’s clients.